My State MLS believes in giving back to the community, helping residents find a place to live - especially in affordable housing. Education and tools are some of the ways we can help. Finding and keeping a house to rent or apartment to live in is really tough right now because of record lows in houses and apartments that are for sale or rent.

So we've created this state-by-state USA directory of federal, state, and local financial assistance programs* to help residents that need information or a helping-hand to stay in the place they are living in, or find and pay for a new place to live. Debt relief and down payment financial assistance programs are lending a hand to millions of Americans to get a residence.

Whether you rent or own your current place to live, click on the state you reside in and access direct links to the financial assistance programs available in your area.

If you are in danger of foreclosure or eviction, please click on your state now and find the programs that may help you stay in your home. The directory also has links for disaster financial assistance, plus help for first time homebuyers.